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Tag: Can you pay Cumberland Farms with a credit card

can you use a credit card with cumberland farms smartpay

can you use a credit card with cumberland farms smartpay插图

Convenience-store operator Cumberland Farms released a new mobile-payment app with two payment options. In addition to linking to a checking account to pay for fuel at the pump, the SmartPay function within the app also enables consumers to link to a Netspend prepaid account or use a credit ordebit cardto fund a prepaid account.

Can you pay Cumberland Farms with a credit card?

Cumberlands Farms payment app now offers linking to a payment card. The new payment-card option is meant to offer another choice to consumers who may not want to pay with a checking account, David Heilbronner, Cumberland Farms director of strategy and advertising, says in an email.

What is the Cumberland Farms SmartPay check-Link app?

The Cumberland Farms SmartPay Check-Link App is provided by Cumberland Farms in conjunction with National Payment Card Association (National Payment Card). In order to use the SmartPay Check-Link App, you must have an established and valid consumer or business account with National Payment Card (National Payment Card Account).

How do you pay for gas at Cumberland Farms?

Convenience-store operator Cumberland Farms released a new mobile-payment app with two payment options. In addition to linking to a checking account to pay for fuel at the pump, the SmartPay function within the app also enables consumers to link to a Netspend prepaid account or use a credit or debit card to fund a prepaid account.

How do I join SmartPay and save?

You can download our super useful app or join online. Simply follow the enrollment process and link your free account to a Checking Account or Netspend Now SmartPay and Save! Saving 10 per gallon on gas, every day has never been so easy. Simply use our super useful app or card and watch the savings pile up

What is Cumberland Farms SmartPay?

The Cumberland Farms SmartPay Check-Link App is provided by Cumberland Farms in conjunction with National Payment Card Association ("National Payment Card"). In order to use the SmartPay Check-Link App, you must have an established and valid consumer or business account with National Payment Card ("National Payment Card Account"). All terms and conditions of your National Payment Card Account are governed by your Enrollment Agreement (and any other related agreements) with National Payment Card. Cumberland Farms shall not be responsible for any losses arising out of the unauthorized or improper use of your National Payment Card Account. Cumberland Farms does not warrant and will not have any liability or responsibility for any services, materials, products or websites provided by National Payment Card. You agree that you will not use any NPC materials in a manner that would infringe or violate the rights of any other party and that Cumberland Farms is not in any way responsible for any such use by you.

Does Cumberland Farms have a privacy policy?

Cumberland Farms may update its Privacy Policy on occasion at its discretion. You should check here regularly to ensure that you are aware of any changes. When we change the policy in a material way, a notice will be posted at Cumberlandfarms.comSmartPay website.

Does Cumberland Farms offer rewards?

From time to time, Cumberland Farms may provide eligible customers opportunities to receive and participate, through the SmartPay Check-Link App, certain coupons, clubs, rewards, member pricing, promotional messages or similar content related to specific products sold by Cumberland Farms (“Rewards”), including but not limited to opt-in/opt-out opportunities for age-restricted products such as alcohol or tobacco ("Restricted Content"), which opportunities may be exclusive to a particular SmartPay Check-Link App user or subset of users. A determination of eligibility for Rewards may be based upon information provided to Cumberland Farms through your enrollment and use of the SmartPay Check-Link App, such as information about your age, your state of residence, and your purchase history, such as that related to the Rewards or Restricted Content. By using the SmartPay Check-Link App, you consent to such Rewards opportunities, including opt-in/opt-out Restricted Content, upon a determination of eligibility in the sole discretion of Cumberland Farm.

What are the precautions we take to protect your personal information?

We take precautions, including physical, electronic and administrative procedures, to safeguard your personal information against loss, theft, and misuse, as well as unauthorized disclosure.

Can you delete the SmartPay app?

WE MAY TERMINATE YOUR FURTHER ACCESS TO THE SMARTPAY CHECK-LINK APP OR CHANGE THE SMARTPAY CHECK-LINK APP OR DELETE ITS CONTENT OR FEATURES IN ANY WAY, AT ANY TIME AND FOR ANY REASON OR NO REASON. THE LIMITATIONS, EXCLUSIONS AND DISCLAIMERS IN THIS SECTION AND ELSEWHERE IN THESE TERMS AND CONDITIONS APPLY TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW.

What information do we share with third parties?

The information we share will normally be limited to name, address and/or email address.

What is personal information?

Personal information is data that can be used to uniquely identify or contact a single person.

Who needs this?

While driving home after my first "iPhone fill-up," I wondered who this service is really for. As I said, I can produce my debit card just as quickly. But then it hit me: business accounts. Fuel up business cars and trucks from a business account. Let your drivers do the same.

How does SmartPay work?

Simply select your items and, instead of paying with cash or a card, present the cashier with a special bar code in the app. S/he zaps it with the cashier zapper and you’re all set.

Where is Cumberland Farms gas station?

SmartPay speeds up purchases at Cumberland Farms gas stations. Cumberland Farms is a chain of convenience stores in northeastern USA. They’re quite prevalent in New England, and informally known as "Cumby’s.".

Is Cumby’s convenient?

It works well and is convenient. If you live near a Cumby’s, check it out.

How does SmartPay work?

SmartPay lets you grow your sales by providing honest and transparent leasing for your customers, so they can get the devices they love. We pay you upfront for all leased items and handle all subsequent payment collection, eliminating all risk to you from our leasing process.

How to return a SmartPay card?

If it is after the merchant’s return window, you can return it to SmartPay by contacting our Customer Support Team to request a return label.

How to get started with SmartPay?

We’re excited to hear you’re interested in partnering with SmartPay! To get started, contact our Business Development team by filling out the Get Demo form here. A SmartPay representative will then be assigned to personally walk you through our product and integration steps.

Is SmartPay easy?

Becoming a SmartPay partner is quick and easy. We assume all risk of collecting lease payments from the customer and pay you upfront for all items. Setup is fast and requires no integration.

Does SmartPay charge for lease?

During the SmartPay application process, you will be asked to provide a credit or debit card to be used for your initial payment. SmartPay will automatically charge this card for all future scheduled payments, according to your lease’s payment schedule. Subsequent monthly payments may not be made in store.

Does SmartPay have reporting?

In addition to increasing sales, SmartPay provides reporting tools to help you run your business smoothly. To get a better idea of the benefits we provide our partners, check out our latest blog posts here.

Can I pay off my lease early?

Yes. You can pay off your Lease early to save on total fees. To pay off your Lease early, log into your SmartPay account and navigate to the “Make a Payment” tab. Here, you will see a “Payoff Lease” button that will begin the early payoff process. This option is not available in NJ, MN, WI, and WY.

What happens after a payment is due in SmartPay?

Important Notice: After the first payment due date in the schedule has been reached the payment plan is locked. Payment plans that start the same day they are set up (real-time) in the SmartPay website are immediately locked. Post-dated payment plans will remain unlocked until the first post-dated payment is due. The customer is notified in the Payment Plan Activation email that they will only be allowed to update their credit/debit card or checking/savings account payment information after the first payment due date has passed and their payment plan is locked. Any additional changes that they request will result in the termination of their current payment plan. They will be required to establish a new payment plan with your office and they will be charged a new service fee. If the customer requests changes prior to their post-dated due date, the CSR must go to the

How to edit payment profile in SmartPay?

Editing payment profile:If the customer requests that a payment profile they have on file in your SmartPay website be edited, the CSR will select the specific profile from the drop down menu, make the requested changes and then click on the Save/Updatetab to complete the changes. The website will notify the CSR that the information was updated successfully, as shown below.

How to add credit card to ZNew?

To add a new credit or debit card the CSR will select ZNew Credit Card from the drop down menu and enter the customers credit card or debit card, billing address and contact information. The CSR will click on the Save/Updatetab to complete set up of the payment profile. The website will notify the CSR that the information was updated successfully, as shown below.

What happens if you offer to pay a large down payment?

If a customer is offering to pay a large down payment amount as their first payment in order to establish smaller payment amounts in their extended payment plan, The CSR will follow the normal procedures for processing the first payment in your SmartPay website.

How long does it take to activate a SmartPay payment plan?

The customer is notified in the Payment Plan Activation email that they only have three (3) business days from the date of their first payment to follow the link provided in the Payment Plan Activation email and activate their requested payment plan. Your manager has been notified that if the customer does not review, confirm and activate their requested payment plan, PCI and Regulation E guidelines require payment plans to remain inactive until the customer self-activates their payment plan.

How to login to SmartPay?

CSRs can go to your SmartPay website at any time and login to a customers account by selecting the User Accounttab on the Home Pageand entering their Username:Account Numberand Password:Last four digits of SSN.

What does a payment confirmation email include?

Customers will receive a payment confirmation email when making a real-time payment, which will include the amount of their initial payment, service fee, credit/debit card, or checking/saving account they provided, and the account number where their payment will be applied.

What is smartpay business?

SmartPay Business is the business version of our consumer gas savings program that saves customers 10¢ a gallon on gas at Cumberland Farms. Customers can use either a card or mobile app to pay for gas. SmartPay Business delivers technology that enables you to automatically pay through your Business Bank account.

How to enroll in SmartPay?

How to Enroll. Step 1: Complete the enrollment form. Step 2: Verify your business’ bank account. Step 3: A SmartPay team member will call you to assist in setting up your account. Enroll in SmartPay Business.

Is SmartPay free to use?

No hidden costs or catches with SmartPay Business. It’s completely free to join and absolutely free to use! Start saving now – download the SmartPay app from the App Store or from Google Play for Android!

Do you have to pay a fee for SmartPay?

No. There are no enrollment fees, or annual fees, and we do not charge fees for use of your SmartPay card or app. If your bank returns a transaction** unpaid, you will be charged a fee. We recommend that you have Overdraft Protection on the bank account used for your SmartPay Business transactions to avoid this return fee.

Is diesel fuel growing?

Diesel fuel is at a growing number of locations. To discover a specific location, please visit our website’s store finder which filters locations that have diesel fuel.

how to use cumberland farms smartpay

how to use cumberland farms smartpay插图

You can also pay with your SmartPay card,where you simplyswipe your card and type in the Check-Link PINyou created when you joined. At the end of the transaction,you’ll see how much money you saved by using SmartPay and a receipt is automatically emailed to you. You can use SmartPay Check-Link at all Cumberland Farms locations.

What is the Cumberland Farms SmartPay check-Link app?

The Cumberland Farms SmartPay Check-Link App is provided by Cumberland Farms in conjunction with National Payment Card Association (National Payment Card). In order to use the SmartPay Check-Link App, you must have an established and valid consumer or business account with National Payment Card (National Payment Card Account).

How do you pay for gas at Cumberland Farms?

Convenience-store operator Cumberland Farms released a new mobile-payment app with two payment options. In addition to linking to a checking account to pay for fuel at the pump, the SmartPay function within the app also enables consumers to link to a Netspend prepaid account or use a credit or debit card to fund a prepaid account.

Can you pay Cumberland Farms with a credit card?

Cumberlands Farms payment app now offers linking to a payment card. The new payment-card option is meant to offer another choice to consumers who may not want to pay with a checking account, David Heilbronner, Cumberland Farms director of strategy and advertising, says in an email.

Where can I use SmartPay rewards?

You can use SmartPay Rewards at all Cumberland Farms and Fastrac convenient store locations and growing! Can I use the app to purchase merchandise or gas inside the store too?

What is Cumberland Farms SmartPay?

The Cumberland Farms SmartPay Check-Link App is provided by Cumberland Farms in conjunction with National Payment Card Association ("National Payment Card"). In order to use the SmartPay Check-Link App, you must have an established and valid consumer or business account with National Payment Card ("National Payment Card Account"). All terms and conditions of your National Payment Card Account are governed by your Enrollment Agreement (and any other related agreements) with National Payment Card. Cumberland Farms shall not be responsible for any losses arising out of the unauthorized or improper use of your National Payment Card Account. Cumberland Farms does not warrant and will not have any liability or responsibility for any services, materials, products or websites provided by National Payment Card. You agree that you will not use any NPC materials in a manner that would infringe or violate the rights of any other party and that Cumberland Farms is not in any way responsible for any such use by you.

Does Cumberland Farms have a privacy policy?

Cumberland Farms may update its Privacy Policy on occasion at its discretion. You should check here regularly to ensure that you are aware of any changes. When we change the policy in a material way, a notice will be posted at Cumberlandfarms.comSmartPay website.

Does Cumberland Farms offer rewards?

From time to time, Cumberland Farms may provide eligible customers opportunities to receive and participate, through the SmartPay Check-Link App, certain coupons, clubs, rewards, member pricing, promotional messages or similar content related to specific products sold by Cumberland Farms (“Rewards”), including but not limited to opt-in/opt-out opportunities for age-restricted products such as alcohol or tobacco ("Restricted Content"), which opportunities may be exclusive to a particular SmartPay Check-Link App user or subset of users. A determination of eligibility for Rewards may be based upon information provided to Cumberland Farms through your enrollment and use of the SmartPay Check-Link App, such as information about your age, your state of residence, and your purchase history, such as that related to the Rewards or Restricted Content. By using the SmartPay Check-Link App, you consent to such Rewards opportunities, including opt-in/opt-out Restricted Content, upon a determination of eligibility in the sole discretion of Cumberland Farm.

What are the precautions we take to protect your personal information?

We take precautions, including physical, electronic and administrative procedures, to safeguard your personal information against loss, theft, and misuse, as well as unauthorized disclosure.

Can you delete the SmartPay app?

WE MAY TERMINATE YOUR FURTHER ACCESS TO THE SMARTPAY CHECK-LINK APP OR CHANGE THE SMARTPAY CHECK-LINK APP OR DELETE ITS CONTENT OR FEATURES IN ANY WAY, AT ANY TIME AND FOR ANY REASON OR NO REASON. THE LIMITATIONS, EXCLUSIONS AND DISCLAIMERS IN THIS SECTION AND ELSEWHERE IN THESE TERMS AND CONDITIONS APPLY TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW.

What information do we share with third parties?

The information we share will normally be limited to name, address and/or email address.

What is personal information?

Personal information is data that can be used to uniquely identify or contact a single person.

Who needs this?

While driving home after my first "iPhone fill-up," I wondered who this service is really for. As I said, I can produce my debit card just as quickly. But then it hit me: business accounts. Fuel up business cars and trucks from a business account. Let your drivers do the same.

How does SmartPay work?

Simply select your items and, instead of paying with cash or a card, present the cashier with a special bar code in the app. S/he zaps it with the cashier zapper and you’re all set.

Where is Cumberland Farms gas station?

SmartPay speeds up purchases at Cumberland Farms gas stations. Cumberland Farms is a chain of convenience stores in northeastern USA. They’re quite prevalent in New England, and informally known as "Cumby’s.".

Is Cumby’s convenient?

It works well and is convenient. If you live near a Cumby’s, check it out.

How long does it take for Zipline to verify your bank account?

This process will be conducted by ZipLine within the NEXT 1 to 3 business days.

What is an ACH business?

ACH Business is the business version of our consumer gas savings program that saves customers cents off per gallon on gas at participating stores. Customers can use either a card or mobile app to pay for gas. ACH Business delivers technology that enables you to automatically pay through your Business Bank account.

What information is required for zipline?

The requested information includes, but may not be limited to your name, address, email address, driver’s license number, government-issued ID number, loyalty card number, and checking account information.

What is a zipline?

ZipLine (NPCA) is a payment settlement network for participating merchants using the Federal Reserve Automated Clearing House (ACH) system (the “Services”). Merchants choose ZipLine (NPCA) as a payment processor because its Services provide substantially lower processing costs compared with charges from credit and debit card companies enabling a merchant to provide brand loyalty by providing its customers with rewards for using this payment method. The rewards may be redeemed for discounts or items for sale. The reward is funded by the retailer/gas station operator through its reduction in processing costs.

What is an in house account?

In-house account is issued and approved by the merchant. ZipLine does not participate on the approval or business terms of the agreement with the business or billing of the services. We collect the transactions and provide them to the merchant for billing.

Does Zipline share personal information?

At ZipLine (NPCA), maintaining your trust and confidence is our top priority. Other than sharing information with participating merchants for the purposes of your use of the Services at the merchant (s)’ location (s), or as required or permitted by law, we do not share non-public personal information about our members or former members with non-affiliated third parties. We carefully manage and safeguard information among our companies and affiliates.

Does Zipline disclose your address?

Information will normally be limited to name, address and/or email address and purchase history.

What are the rights of a waiver of jury trial?

17.1 Waiver of Jury Trial; Other Rights. Upon written demand by either party, the parties shall proceed to resolve all claims exclusively and finally by binding arbitration. THERE SHALL BE NO RIGHT TO A JURY TRIAL. The arbitration hearing shall be conducted at a location within twenty (20) miles of Your address at the time of such arbitration. The arbitration shall be conducted before the American Arbitration Association (the “AAA”), pursuant to the AAA Commercial Arbitration Rules, which can be obtained on line at www.adr.org, or by calling the AAA at 1-800-778-7879. ZipLine (NPCA) will provide a copy of the Arbitration Rules to You via email upon written request. The arbitration shall be conducted by one neutral arbitrator appointed by the AAA. The arbitrator shall have actual experience in and knowledge of the Payments Processing and Gift and Loyalty Industries to the greatest extent practicable, unless the parties agree otherwise.

How to opt out of a waiver of jury trial and arbitration?

You may elect to opt out of this Waiver of Jury Trial and Arbitration Provision by sending written notice to ZipLine (NPCA) to be received by the close of business on or before the tenth (10th) calendar day after this Agreement is executed, time being “of the essence”. Opt-out notices received after this deadline shall be of no force and effect. The opt-out shall not modify any of the parties other rights and remedies contained herein.

What happens if you claim a refund from us?

If you make a claim seeking a refund or provisional credit from us, you warrant and represent that you have not made a claim for the same transaction or received a payment or refund from any other party including, but not limited to your depository financial institution or a Merchant. If you have received a payment or refund from any other party and you also receive a payment or refund for the same transaction from us, you hereby authorize us to immediately reverse the payment or refund given to you by us.

What is zipline electronic notification?

Electronic Notifications – ZipLine (NPCA) will provide you with all disclosures, policies, notices and other communications about the Service, including this Agreement, in electronic form, and we will provide revisions and amendments to this Agreement, and such other information, including but not limited to information under Regulation E and other laws and regulations, electronically as a part of the Agreement or otherwise as a part of the Service. We will provide all future notices by posting them on our website or by email. By accepting this Agreement, you are also consenting to accept documents electronically that relate to all future transactions you conduct using this Service.

How long does it take for an ACH to post?

You understand that an ACH transaction may take up to three (3) business days to post to your bank account. When you conduct a transaction through our Service, you are responsible for ensuring that the funds are available at the time the transaction is conducted, and properly processed (posts) to your account.

How long do you have to notify a merchant of a loss of money?

If you do not notify us within 90 days after the statement was made available to you at the member link provided on your merchant’s website, you may not receive any money lost, if we can demonstrate that we could have stopped someone from taking the money, had you notified us in a timely manner. We may, in our sole and absolute discretion, extend the grace period in the prior sentence, upon good cause shown.

What is the authorization box in the Payment Card Enrollment Application screen?

By checking the authorization box in the Payment Card Enrollment Application screen, you are thereby accepting and agree to be bound by the above terms and conditions. By providing your consent to this Agreement, you also confirm that you are able to access all of the disclosures, records and other information provided to you in electronic form.