does state farm homeowners insurance cover earthquake damage
Best answer
This offers coverage for personal injury and property damage in case of an earthquake. State Farm Insurance extends its earthquake insurance offer to condominiums,townhouses,apartments,single-family homes and offices. The company will cover repairs and replacements as long as it is stated in the policy.
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What does State Farm earthquake insurance cover?
This offers coverage for personal injury and property damage in case of an earthquake. State Farm Insurance extends its earthquake insurance offer to condominiums, townhouses, apartments, single-family homes and offices. The company will cover repairs and replacements as long as it is stated in the policy.
Does homeowners insurance cover earthquake damage?
Your homeowners insurance typically protects your dwelling and other structures and contents from damages due to fire, smoke, lightning, hail, theft and other exposures as described in your policy. Earthquake damage, however, is typically excluded from homeowners insurance policies. GET A HOME QUOTE.
Is your home at risk from earthquakes?
Your home may be at risk from earthquakes. Learn how to protect it. Earthquakes can cause much harm to home structures. They can damage housing foundations and collapse walls; even relatively mild tremors can destroy furnishings and belongings. Homeowners and renters insurance does not cover earthquake damage.
How much is the deductible for Earthquake insurance?
Deductibles for earthquake insurance plans are higher than those in standard homeowners or renters insurance, usually from 5 to 15 percent of the policy limit.