Tag: uninsured

how does uninsured motorist insurance work state farm

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  • What is uninsured motorist insurance and how does it work?

  • Uninsured motorist insurance is what provides accident victims with compensation when they are injured by another driver who does not have liability insurance. Underinsured motorist coverage offers compensation when the other driver has insurance, but the liability coverage is insufficient to cover the cost of injuries and property damage.

  • Does state Farm show if the driver has uninsured motorist insurance?

  • State Farm is the only company that I know of whose insurance card shows if the driver has uninsured motorist insurance coverage. State Farm uses the symbol 鈥淯鈥?for stacking uninsured motorist coverage . Here is the back of the State Farm card that shows the coverage that each letter represents.

  • Did state Farm reject uninsured motorist coverage on umbrella policy?

  • Unfortunately, O鈥橞rien rejected uninsured motorist coverage on his umbrella insurance policy with State Farm in 1992. However, his attorney claimed that State Farm failed, in several ways, to comply with Florida鈥檚 uninsured motorist insurance statute (law). State Farm denied UM coverage on the umbrella policy.

  • Is uninsured motorist (um) insurance worth it?

  • Even if your state does not require UM, it’s great to have coverage that protects you in the event of an accident with a driver who does not have insurance. Uninsured motorist coverage costs around $50-$70 annually for both bodily injury and property damage coverage. Considering how affordable it is, it’s almost always worth the investment.